The Best Place for a Car Title Loan in San Jose
No matter how much you try to prepare for the future, life always seems to find ways to surprise you. And for those unexpected moments when you find yourself in need of some fast cash, our name says it all: Quick Cash Funding in San Jose, California is the place to turn for a car title loan, where we can get you set up with the money you need as quickly as possible, all without disrupting your daily life. Just be ready to be wowed!
How Can a Car Title Loan Help You?
There are a lot of reasons why you might need a large sum of cash right away. Sometimes, life happens and financial emergencies pop up out of nowhere. With a car title loan, the reason you need the money doesn’t matter – with a car title loan, no matter what the amount, you can have it in your hands in under an hour. Seriously!
Using Your Car for Collateral
If you’ve ever tried to get a loan before, you know it’s virtually impossible to get it done without some kind of collateral. But rather than your home or other more important investments, a car title loan allows you to use your car as collateral to get the cash you need.
People don’t always think of their car as the perfect piece of collateral, but as long as it has no liens and the vehicle is worth at least a few thousand dollars, there’s no reason why your vehicle’s title can’t be used as collateral to get a loan. You also get to keep your keys!
Keep on Driving
Something else that’s important to know about auto title loans is that it doesn’t prevent you from using your car. A car title loan requires you to give up the title to your car but not your keys or the car itself. This enables you to keep driving around San Jose and anywhere else you need to go rather than working to pay off the loan without a needed vehicle. That’s the beauty of a car title loan: nothing about your car changes except temporary possession of the title, meaning your life won’t be disrupted at all.
Same Day Service
Banks typically like to take their time with loan applications. They have a lot of things to consider and sometimes you don’t have a lot of time to waste while they decide your financial fate. In the end, they may not even give you the loan or give you the amount of money that you need. Obviously, this can be quite frustrating, and may not even be an option depending on your unique situation.
However, you don’t have to worry about long waiting periods with an auto title loan. As soon as your application has been filled out and all the paperwork is in, you’ll know almost right away how much money you’ll be able to receive. And perhaps more importantly, you’ll have the money you need the same day. Seriously! Give us a call for a free quote, or stop by our San Jose office anytime.
No Credit Check Required
With us, your credit score and financial history are meaningless. A credit report isn’t a prerequisite for receiving a car title loan, which means you don’t get a negative mark for the simple act of us inquiring about it, much less be denied the loan based on the numbers. Basically, as long as your car has the minimum value and you have a steady income that will allow you to pay back the loan, there’s no reason why we shouldn’t be able to give you the money you need.
Why is Quick Cash Funding Your Best Option?
We Show You the Money
Quick Cash Funding in San Jose wants to be the place that shows you the money when you need an auto title loan. Depending on the value of your car and how much you need, you can take out as little as $2,600 to as much as $50,000. As long as your car is worth at least $3,000, we can almost guarantee you that we’ll offer you a loan. Seriously! Things like your credit score or financial history? Those don’t matter to us. A car title loan is valuable enough to get you the money you need without all the hoops banks make you jump through.
We’ll Find a Way to Help
There are a lot of reasons why people think they won’t be able to get a car title loan, but Quick Cash Funding is always looking for ways to think outside the box and help our customers get their hands on some much-needed cash. In the past, we’ve had customers who thought because their car wasn’t fully paid off they couldn’t get an auto title loan. However, that’s not always the case. If you stop by our San Jose office or one of our other locations throughout California, we may be able to pay the remaining balance on your car so you can use the title to get a loan. Let’s talk! There’s a good chance we can find a way to help.
Our Easy Application Process
One of our goals at Quick Cash Funding is to simplify the loan process as much as possible. For us, that starts with giving you several ways to submit your loan application. Obviously, we’d love it for you to visit our San Jose office and fill out an application in person. That way, our friendly customer service reps can walk you through the process and answer any questions you may have. With that being said, our staff is more than happy to do everything over the phone, and you might even be preapproved while still on the line! The only way to find out is by giving us a call.
Our website also makes it easy to get the loan process started. In just a few minutes, you can fill out an application and submit it online. And since you’re already here, you’re just a click and a few keystrokes away from your money!
And if you prefer to fax, feel free to print out the application, fill it out, and fax it over to our San Jose office.
We Make It Happen Fast
Unlike banks and credit unions, we understand that you’re probably busy and need cash as soon as possible. That’s why as soon as we have all the paperwork and information we need, we’ll give you a free quote to let you know how much you can get with an auto title loan. If you like our offer, you’ll be able to walk out of our San Jose office your money in one hand and your keys in the other. In most cases, the whole process takes less than an hour. Let’s see a bank compete with that!
We Practice Patience
At Quick Cash Funding, we’re quick to get you the loan you need. But when it comes to repayment, we set up our customers with reasonable plans, with up to 36 months to pay back the loan and 30 days before the first payment is due. We know that money will be tight after you take out a loan, so we give you time to get everything sorted out before you have to start worrying about paying us back. And if you want to pay us back ahead of schedule, we won’t charge you a fee for doing so. A lot of banks will, which is just poor customer service in our opinion.
We Put Our Customers First
After being in the business for over 20 years, we’ve learned a thing or two about the right way to treat people. Our San Jose office—as well as at all of our locations—is filled with friendly professionals who will work hard to make sure you feel safe and comfortable while applying, paying back, and beyond. When we answer your questions, it’s not just to put you at ease: we provide the most straightforward information to ensure everyone is always on the same page.
But right now, all you’ve gotten is talk. Give us a call or stop by our San Jose office, and let us walk the walk – in no time, you’ll be heading back out to your car with the car title loan you need.