Where to Get A Car Title Loan in Westminster, California
For most of us, financial emergencies can be unavoidable. After all, if we could see them coming, they wouldn’t be emergencies. Regardless of the situation, when you find yourself in need of a large sum of cash as quickly, one of your best options could be a car title loan. If you’re unsure of what a car title loan is or how to get one, just stop by Quick Cash Funding in Westminster, California or one of our other offices throughout the State, and we’ll help set you up with a car title loan that will get you the money you need as soon as possible.
Benefits of A Car Title Loan
Getting Cash Fast
When you don’t have money set aside for a rainy day, or if you don’t have enough money saved up when you find yourself in a financial crisis, a car title loan is one way to get cash right away. Car title loans work a little different from traditional loans. It doesn’t matter why you need the money, but if you need it as soon as possible, a car title loan is usually your best option.
Your Car Becomes Your Collateral
As the name implies, a car title loan means transferring over your car title to a lender in exchange for a loan. Essentially, your car is being used as collateral to get the loan. This helps to simplify the loan process compared to going to a bank or credit union. Those places may be interested in any property you own or investments you have when deciding if you qualify to receive a loan. But things are different with a car title loan, where as long as your car is worth a few thousand dollars and is free of any liens, you’ll be eligible for a loan and able to get the money you need.
In fact, you might be able to get a loan even if you don’t outright own the vehicle.
Keeping You on the Road
The beauty of a car title loan is that it doesn’t involve you having to give up access to your car. You’ll still be free to drive around Westminster, California or anywhere else you need to go. Technically, you will be giving up the title to your car until you finish paying back the loan. However, no one is going to take your keys away, so you’ll be able to keep driving your car as if nothing has changed. That way, you’ll have no problem getting to work or anywhere else you need to go while you pay back the loan.
Same Day Service
Part of the problem with bank loans is that they can take a while to get. If nothing else, they’ll keep you waiting for a few days until they decide if you can get a loan and how much they’re willing to lend you. That won’t be the case with a car title loan. Once you fill out all the necessary paperwork, which shouldn’t take long at all, you’ll get a quick decision on how much money you’ll be loaned. As long as you’re on board with the offer you receive, you’ll get the money right away. You won’t be sitting on your hands, becoming anxious while you wait for a decision because you need the money right away. The whole process of getting a car title loan can happen in just a couple hours.
No Credit Is No Problem
Some people worry that having bad credit or no credit will prevent them from getting a loan. Even if you get one, you still worry that a bad credit report will cause you to have a high-interest rate with your loan. However, you don’t have to worry about that when getting a car title loan. Your credit score will not factor into whether or not you can get an auto title loan or how much money you’ll be able to receive. Only two things matter with a car title loan. The first thing is the value of the car. The second thing is your ability to pay back the loan. As long as the car is worth something and you have enough income to keep up with your payment plan, there’s no reason why you can’t get an auto title loan, regardless of your credit score or financial history.
Why Quick Cash Funding Is Your Best Option
Money You Need the Moment You Need It
Quick Cash Funding wants to be the first place you go in Westminster and throughout the state of California for a car title loan. We have 20 years of experience getting people the money they need and getting it to them quickly. As long as you have no liens and your car is worth at least $3,000, you’ll qualify to receive an auto title loan. Most of our clients receive loans anywhere between $2,600 and $50,000. We can’t promise everyone will be eligible for $50,000, but we’ll work with you to make sure you get the amount you need.
We Can Make It Happen
In addition to their credit score, some people are hesitant to seek a car title loan because they haven’t fully paid off their car yet. But this isn’t necessarily a deal breaker with us. If you stop by our Westminster, California office and talk to one of our friendly and professional staff members, we may be able to pay off the remaining balance on your car so that you’re eligible for an auto title loan. At Quick Cash Funding, we want to do everything we can to help you get a loan. Even if you don’t think you can get a car title loan, you should still talk to us so we can figure out a way to make it happen.
So Many Ways to Apply
At Quick Cash Funding, we like to accommodate as many ways of applying for a car title loan as possible. For some, it’s easy enough to pop into our Westminster, California office and speak to one of our team members. You can fill out an application in person and have our friendly professionals answer any questions you have. If you don’t have time to stop by, our staff members would also be happy to answer your call and work to get you pre-qualified for a loan over the phone.
We also make it easy to fill out a loan application at our website and submit it to us online. The application can be completed in just a few minutes, and with our state-of-the-art SSL encryption security, you can feel safe knowing that all of your personal information on the application will be protected. Just in case you want to do things the old-fashioned way, you can print out an application and fax it over to us to get the loan process started. Whatever way you prefer, we can help you out.
With a bank or credit union, you could be waiting days for a response to your loan application. But Quick Cash Funding understands that you need a loan right away, so we make sure you get your answer almost immediately. Once we have all the paperwork filled out, we give you a free quote almost immediately. If you agree to our offer, all you have to do is sign over your car’s title and you’ll be able to walk out of our Westminster office with the money you need. It’s common for the whole process to take less than an hour; that’s how quick we move.
Patient Payment Plan
Obviously, when you get a loan you have to start thinking about paying it back. But Quick Cash Funding is understanding of this and will be patient in terms of your payment plan. We give you a full 30 days before your first payment is due, giving you plenty of time to use the money we loaned you and get your finances back in order. We also give you up to 36 months to pay back the loan, and once we’re all square, you’ll get your car’s title back. Also, if you’d like to pay us early, we won’t charge you any kind of penalty like other lenders might.
Always Looking out for You
Quick Cash Funding has been in the business of car title loans for over 20 years. Trust us, you don’t stay in this business that long if you don’t genuinely care about your customers and look out for their best interest. The staff members at our Westminster office and all of our other offices throughout California are professionals who treat everyone with the same respect and understanding.
We understand that seeking a car title loan usually means you’re in a tough position financially, and we don’t lose sight of that. That’s why we always explain everything to you transparently and are more than happy to answer any questions you may have during the application process. We believe that our commitment to customer service is the biggest reason why we’re still in business after 20 years.