Best Place for a Car Title Loan in Gardena, California
No matter how much any of us plan or prepare, it’s not always possible to avoid a financial emergency. Through no fault of your own, there could be a time when, for whatever reason, you need a large amount of money as quickly as possible. For such a situation, Quick Cash Funding in Gardena, California, wants to help with a car title loan, the fastest and easiest way to get the cash you need without interrupting your daily routine.
How Can a Car Title Loan Help?
The Need for Fast Cash
There are a lot of reasons why you might need money in a short period of time. Sometimes, life comes at you fast and things pop up unexpectedly. If you don’t have enough money saved up for a rainy day, you could be caught without what you need. And no matter what the reason, a car title loan can be the perfect way to get the money you need without having to wait.
Cars Are the Perfect Collateral
It’s virtually impossible to get a loan from any financial institution without some kind of collateral. Usually, that collateral comes in the form of your home or another piece of property you might own or something you have that has significant value. It doesn’t even occur to some people that your car can be the perfect form of collateral. As long as your car is valued at a few thousand dollars and doesn’t have any liens on it, you’re free to use it as collateral to get a car title loan. All you have to do is give up the title until the loan is paid back. It’s that simple.
Still Driving Around
The best part of a car title loan, aside from getting the money you need, is that you don’t have to give up possession of your car. Just because you give up the title to your car doesn’t mean you have to lose access to it. You can still keep on driving around Gardena and anywhere else you want to go. After you get a car title loan, it’s as if nothing has changed; your life won’t be disrupted in any way.
Faster Than You Think
Another important difference between an auto title loan and a traditional loan is how quickly they can happen. Most banks tend to do their due diligence before handing out loans, which keeps you in suspense over whether or not you’ll get the money you need. Sometimes, you don’t have time to be waiting around, and so a traditional loan may not even be an option.
This isn’t a problem with car title loans. Once you fill out the loan application, you’ll get a decision almost right away on how much money you’ll be able to borrow. You’ll also have your hands on the cash you need that same day. If you’ve never received an auto title loan before, you’ll be amazed at how fast it really happens.
No Credit? Please Still Apply
What else is wrong with traditional loans? Well, people with bad credit are almost always left out in the cold or given insanely high-interest rates that make it almost impossible to pay the loan back without getting into even more financial trouble. But if you have bad credit, that shouldn’t hinder your ability to get a car title loan. Most of the time, your credit score won’t even be considered. All that matters are the value of your car and whether you have a steady source of income that will enable you to pay back the loan. As long as you have those two things, nothing else matters when it comes to receiving a car title loan.
How Quick Cash Funding Does Business
Your Money on Your Time
Quick Cash Funding in Gardena wants to be the one that shows you the money when you want a car title loan. We usually offer our clients anywhere between $2,600 and $50,000 for their loan depending on the wholesale value of their car. As long as your vehicle is worth at least $3,000, there’s no reason to think that you won’t be able to get the money you need. We don’t worry about your credit score or your financial history. As long as your car has value and you have a way to pay us back, we’ll be able to work out an agreement that ends with you getting the loan you need.
Always Willing to Help
So often, people are hesitant to pursue a car title loan because they haven’t yet paid off the loan from when they first bought the car. But if you stop into our Gardena office, we can usually find a way to work around this. Even if you still owe money on your car, we can sometimes pay off the balance, which will make your car free of any liens and allow you to use the title as collateral to get an auto title loan. At Quick Cash Funding, no matter your situation, we want you to talk to you. Let’s figure out the best way to move forward, together. When you visit our Gardena office or any of our other locations throughout California, we’ll think outside the box to help you get the loan you need.
Easy Application Process
If you’ve ever tried to get a traditional loan, you know that it can be a frustrating process. At Quick Cash Funding, we try to simplify the process as much as possible. Our first step is to give you several options for filling out an application. If you’re able to come by our Gardena, CA office or one of our other offices, you can fill out an application while one of our professional customer service representatives talks you through the process and answers all your questions. If you can’t get to our office but would like a person to talk you through everything, our friendly representatives would be glad to help you over the phone. We can even get you pre-approved for an auto title loan over the phone.
It’s also easy to fill out a loan application at our website and submit it to us online. Rest assured, our state-of-the-art SSL encryption security means all of your personal information will remain protected. You may also be amazed to find out that the application can be filled out in less than five minutes. You also have the option of printing out the application, filling it out at your leisure, and then faxing it to our office.
Letting You Know Fast
No matter how you fill out your loan application, we’ll have an answer for you in a flash. We know you probably don’t have a lot of time to sit around and wait, so as soon as we have all of your paperwork, we’ll give you a free quote for how much money you’ll be able to get with your car title loan. If you’re pleased with that amount, all you have to do is hand over your title to us and we’ll get you the money you need. In the end, you’ll be able to walk out of our Gardena office with cash and your car keys, and all without taking up more than an hour or so of your time.
Impatience is Our Virtue
If you’ve ever gotten a loan before, you know how antsy lenders can be about getting their money back. At Quick Cash Funding, we like to think we’re a little more patient than most. We work with you to come up with the ideal payment plan for both parties, giving you up to 36 months to pay back the loan, and 30 days before your first payment is due. We want to give you enough time to get everything in order before you even have to start thinking about paying back the loan. Plus, while other lenders may penalize you if you want to pay back your loan early, we do not. In fact, we’re more than happy to be paid sooner than expected.
We’re All About the Customer
If you can’t already tell, at Quick Cash Funding, we’re all about helping our customers. We’ve been in this business for over 20 years, so we know it inside and out. What we’ve learned about the car title loan business in those two decades is that you have to prioritize your customer before anything else. That’s why our Gardena team—and the team at every Quick Cash Funding location in California for that matter—always goes the extra mile to make sure there are no surprises, that you get exactly what you’re looking for, and, ideally, that you leave with your expectations surpassed. So stop on by, and let’s get you paid!