How to Get a Car Title Loan in Santa Clara, San Jose
Life doesn’t wait until you have savings in the bank to throw you a curve ball. Sometimes, you need money fast, and banks and other financial institutions have waiting periods and headache-inducing application processes, things that require credit inquiries and mountains of paperwork, all without any guarantee of approval. Meanwhile, you needed the money weeks ago.
Need money now? Have a car valued at over a few thousand dollars? A car title loan may be exactly what you’re looking for.
Quick Cash Funding in Santa Clara, San Jose is a lender you can trust, with more than 20 years of experience in the industry. We make the experience simple and painless, approving you in as little as 30 minutes after you apply, be it online, in person, by phone, or via fax, whatever you’re comfortable with. Get a loan anywhere from $2,600 to $50,000 depending on the value of your car, all with no credit checks required.
What Are the Benefits of Getting a Car Title Loan?
Get Money When You Need It, (Almost) No Questions Asked
No matter how carefully you plan and save, everyone encounters a financial emergency at some point in their life. Unexpected medical bills, home repairs, and debt can come out of nowhere and often need to be taken care of quickly to avoid additional fees and charges. Unfortunately, the costs of these expenses are often too high for many to pay out of pocket, leaving you with the last thing you need, more stress. With a Car Title Loan from Quick Cash Funding, you don’t need to worry about where you will find the money, it’s only a short application away and then you’ll have the funds you need.
Your Car is the Only Thing You Need to Qualify
Car Title Loans are a great alternative to many other types of borrowing; instead of remortgaging your home or applying for high-interest loans and putting yourself in an even riskier financial situation, you simply use your car as a guarantee on the money you borrow.
Depending on the value of your car and its financial standing, you can trade your car title for as much as $50,000 in as little as 30 minutes. Once you’ve paid the loan back, the car title is yours again, making this one of the lowest-risk loans you can take.
You Get to Keep Using Your Vehicle
Just because you need money doesn’t mean you can or should give up your means of transportation. And with a car title loan, you don’t have to. After you’ve applied and received your loan, you can continue to drive and use your car in your everyday life without conditions, and with Quick Funding Cash, you don’t even have to provide a set of keys to qualify.
Bad Credit? No Credit? No Problem.
Banks, Credit Unions, and other traditional lenders require a credit inquiry to be performed before they are willing to move forward with a loan no matter the size. Not only does this have a small impact on your credit score, but even the smallest indiscretion on your credit history can result in you not getting approved for the amount you need or approved at all. This keeps loans from those who need them the most and prevents many from bettering their financial situation in the short-, medium-, or long-term.
Quick Cash Funding understands that a person is more than just their financial history. You don’t need to subject yourself to a credit inquiry to get approved for a car title loan; with us, all that matters is the value and good standing of your vehicle ownership, as well as proof that you have an active income. Our team of friendly and accessible financial experts can help find a loan amount and payment plan that fits your budget.
Get Approved Fast
When you need money, you don’t always have the luxury of time that traditional avenues require. Quick Cash Funding understands the need for a fast turnaround and can approve your application for a car title loan and have cash in your hand in as little as 30 minutes, provided you fill out your paperwork correctly. If not, no worries, they have experts standing by to help you with every step of the process so that you are guaranteed to have the money by the end of the day.
Why Should You Use Quick Cash Funding for Your Car Title Loan?
Applying is Easy
Quick Cash Funding knows that your time is valuable, and you might not have a lot to spare when you are in a situation where you need a loan. Don’t waste your time sitting, waiting, and filling out mountains of paperwork in a bank or credit union without any guarantees, you can apply for a Car Title Loan in four easy ways and personalize to fit your schedule.
If you are in the Santa Clara, San Jose area, visit the local office in person and fill out your application. The staff is friendly and knowledgeable, happy to answer any questions you might have, and they’ll process your application quickly after you submit it, giving you an offer in minutes.
But you don’t have to visit a physical location to apply or to benefit from our team’s collective knowledge. Get in contact with one of our highly trained agents over the phone or online to submit your application. Alternatively, applications can be printed and completed, then faxed to your local office.
No matter what avenue you choose, you can expect a consistently prompt, transparent, and professional service.
No Waiting Around for Approval
Regardless of the way you choose to apply, Quick Cash Funding guarantees a quick response on your application, taking 30 minutes or less to approve you if your paperwork has been properly completed and you have no liens or other extenuating circumstances with your vehicle. If you do have special circumstances or you are having trouble filling out your paperwork, no problem! Quick Cash Funding works hard to provide you with an answer in the same day you apply, and you can work with their specialists to get over any hurdles you may encounter to make the application and approval process as smooth as possible.
Get a Fair Payment for The Value of Your Car
Quick Cash Funding is prepared to offer you anywhere between $2,600 and $50,000 for your Car Title Loan based on the wholesale value of your car. If your vehicle is worth at least $3,000, you qualify! And depending on your income level, you might be able to get more than you think. Get in touch with one of our financial experts over the phone, online, or in person at the Quick Cash Funding Santa Clara office to find out what kind of loan you can get—remember, your financial history and credit score are not considered!
You Don’t Need to Own Your Car Outright
If you’re some payments shy of paying off your car in full, don’t let it discourage you from getting in contact with someone at our Santa Clara neighborhood location. Quick Cash Funding wants to work with you, and may even be able to pay the remaining balance of your vehicle so that you can use the title for collateral on your loan. Just give us a call, we want to help!
Get a Custom Payment Plans to Suit Your Needs
Unlike a traditional loan through a bank or credit union, a Car Title Loan provides you with flexibility in your payment options. Speak with a member of our team of financial experts to find the right plan for your needs and financial situation, with plans that offer up to 36+ months to repay your loan and reclaim your car’s title. All new clients are given 30 days from accepting the loan to make their first payment, so there’s no pressure in those moments when you need the money the most. If you find yourself in a position to pay off your loan early, go for it! Quick Cash Funding has no hidden fees or penalties if you want to settle up before the end of your payment term.
Work with the Best
After more than 20 years in the industry, when you choose Quick Cash Funding for your Car Title Loan, you can rest assured you are working with the industries top professionals – and be getting the advantage of their experience. Their team of financial experts will treat you with the respect you deserve and work hard to ensure you get the best loan available to help you out in your time of financial need with no waiting or uncertainty. You can’t put a price on that!