Getting Car Title Loans in Japan Town, San Jose
All of us are bound to face a financial emergency at some point in our lives. Whatever the circumstances, it’s sometimes unavoidable to find yourself in a situation in which you need a large amount of cash as soon as possible. For just that situation, Quick Cash Funding in Japan Town, San Jose is excited to help you by offering a car title loan that can get you the money you need without a lot of hassle and with very little waiting.
How A Car Title Loan Can Help You
The Need for Quick Cash
Life tends to come at you fast. Before you know it, you find yourself in a position where you need to pay off a debt without a lot of time to come up with the money for it. If you don’t have money stashed away for a rainy day, you might find yourself in a tough position struggling to find a solution. You could be behind on the rent, need to make urgent repairs to your home or business, or suddenly have medical bills to pay off. We’ve seen it all, and often, a car title loan can be exactly what a person needs to get back on track.
Your Car is Ideal Collateral
A car title loan is exactly what it sounds like. Instead of taking out a second mortgage, liquidating your assets, or taking out a traditional loan from a bank, you simply use your car as collateral to get a loan. As long as your car is free of any liens and is worth at least a few thousand dollars, you can put up your car as collateral in order to get a loan. In exchange for the title of the car, you get the money you need, and when the loan is repaid, you get the title back. It really is that simple.
Keep on Driving
Just because you use your car as collateral for the loan doesn’t mean you have to give it up. The beauty of a car title loan is that you can keep driving your car through Japan Town, San Jose, California, or anywhere else you need to go. The title of the car may not belong to you temporarily, but you don’t have to give up your keys, so your life won’t be disrupted.
In the Blink of an Eye
Traditional loans from a bank or credit union aren’t easy to get right away. At the very least, the process will take a few days, and if you need money faster than that, you can’t afford to wait around for them to decide. Even then, there’s no guarantee you’ll get the money you need or the amount you need. With a car title loan, as long as you have all the necessary paperwork, you can get a quick decision on how much money you’ll be able to borrow. More importantly, you’ll be able to get that cash by the end of the day. When all is said and done, you’ll be amazed at how quickly a car title loan was able to put money in your pocket.
Bad Credit? No Credit? Not a Problem.
Another problem with getting traditional loans? The lender is going to scrutinize your credit history. If you don’t have a great credit score, it’s going to have a significant impact on how much money they’ll be willing to loan you and the interest rate that will accompany the loan. In the end, getting that loan could end up hurting your credit score even more, or getting you deeper into debt.
Alternatively, with an auto title loan, your credit score will most likely not be taken into account when the loan is awarded. All that we require is the value of the car and your ability to pay off the loan. As long as the car is worth something and you have a steady income, you should have no problem getting a car title loan.
What Quick Cash Funding Can Do for You
Showing You the Money
Quick Cash Funding wants to be the place you go for car title loans in the San Jose area and in our other locations throughout the state of California. Depending on the value of your car and your ability to pay back the loan, we are able to offer loans anywhere between $2,600 and $50,000. As long as the wholesale value of your car is at least $5,000, you’ll be able to qualify for an auto title loan and we’ll be glad to show you the money. We’re not going to worry about your credit score or anything about your financial past. We’re only concerned with the value of your car and how you’ll be able to pay back the loan. If you have that, you’ll get your loan.
There’s Always Hope
Even if you still haven’t completely paid off your car from when you first bought it, don’t let that stop you from contacting someone at our Japan Town, San Jose office. If you still owe on the car, there’s a chance we’ll be able to pay off the balance for you so that you’ll be able to turn the title over to us as part of the loan. With Quick Cash Funding, there’s always hope that you’ll be able to get the loan that you need. Don’t ever assume the answer will be no, just come and talk to us so we can figure out a way to help you.
Apply Any Way You Like
For those in San Jose in need of a car title loan, Quick Cash Funding Japan Town offers four ways to apply. If you’re in the neighborhood, feel free to stop in to fill out an application and speak with one of our friendly and professional representatives. Those same professionals are also waiting by the phone, happy to answer any questions you have about how to get the loan process started. We can even pre-approve you for a car title loan over the phone.
It’s also possible to fill out our loan application online and submit it to us through our website. Filling out the form takes no more than three minutes, and our state-of-the-art SSL encryption security ensures that all of the personal information stays private and protected.
You also have the option of downloading the car title loan application, filling it out at your convenience, and faxing it to us the old-fashioned way!
No matter what option you apply for, Quick Cash Funding can get you a straightforward answer quickly. After you contact us and tell us the few things we need to know to evaluate your situation, we give you a free quote. If you like it, all you have to do is cash in your car’s title and we’ll hand over the money you need. All of this can happen in as little as half an hour. Of course, when everything is taken care of, you’re then free to keep your car so you can continue your life and career unhindered.
Patience with Repayment
Unlike other lenders, Quick Cash Funding isn’t going to drive you crazy when it comes to paying back the loan. After all, we wouldn’t have given it to you unless we trusted you to pay it back. We give you up to 36 months to pay back the loan, at which point we return your car’s title to you without a hassle. We also give you a full 30 days before your first payment is due, so you’ll have plenty of time to get things straightened out once you get the money from your loan. The best part is that if you want to pay back the loan early, there’s absolutely no penalty. How many lenders can make the same claim? Our guess is zero.
Trust in Experience
More than anything, the biggest reason to go to Quick Cash Funding for your car title loan is that we are an experienced company with the kind of glowing testimonials you can trust. We’ve been in this business for over 20 years, so we know it inside and out, and we know how to treat our customers with respect through stellar customer service and full transparency.
The staff in our San Jose office, as well as our offices throughout California, work hard to create an environment that makes our customers feel safe. We understand the tight situation people can be in when they seek a car title loan, and our experience helps us figure out the best possible options, getting you the most for your car title at the best rates we can find. We guarantee it.