Best Way to Get A Car Title Loan in Kearny Mesa, San Diego
No matter how much we budget or try to make good financial decisions, all of us are bound to run into a situation in which we need a large sum of money as soon as possible. Sometimes in life, things just pop up that are out of our control. If you ever find yourself in this kind of situation, Quick Cash Funding in Kearny Mesa, San Diego, California, is here to help. By setting you up with a car title loan, we can get you the money you need, and we pride ourselves on getting it done in the shortest amount of time possible.
Why You Might Need A Car Title Loan
Even if you’re diligent about saving money and putting it aside for a rainy day, that doesn’t mean you’ll have enough saved up in an emergency. There may also be a situation in which you have money saved but you can’t get to it when you need it. The reasons why you need money as soon as possible is unimportant to us. Our jobs are simply to get you the most for the least amount of time. And with a car title loan, that’s exactly what we can deliver.
Cars Make the Best Collateral
If you’re not sure what a car title loan is, the name says it all. You are simply using your car’s title as a form of collateral to get a loan. If you go to a bank or any other financial institution looking for a loan, odds are you’ll need some kind of collateral. This could be a piece of property you own, investments you have, or any kind of personal assets. However, your car can also be a useful form of collateral as well. In fact, in some ways, your car is the ideal form of collateral.
As long as your car is worth at least a few thousand dollars and does not have any liens on it, there’s no reason why you wouldn’t be eligible for a car title loan. You do have to relinquish the title of the car to the lender until you pay back the loan, but you’ll get the title back as soon as you’re paid up. In the meantime, you keep the car itself and get the money you need.
Keep Your Car (And Its Keys)
The beauty of a car title loan is that your lender isn’t going to ask you for the keys to your car. As long as you stay on track with your payments, you’ll be able to keep your car after taking out a car title loan. After all, you’re probably going to need your car to drive to work if you’re going to repay the loan, and lenders like Quick Cash Funding understand this. With a car title loan, you’ll still be able to drive your car around Kearny Mesa, San Diego and anywhere else you need to go.
Wow, That Was Fast
Part of the problem with traditional loans from a bank or credit union is that those institutions tend to take their time before deciding whether or not to give you a loan. They’re likely to keep you waiting for at least a few days with no guarantee that they’ll agree to loan you any money at all. Even if you get the money, you may not be able to wait a few days. Sometimes, needing money right away literally means you need the money now.
With a car title loan, there’s a small amount of paperwork to fill out, followed by a quick decision on how much money you’ll be allowed to borrow. The best part is once you go through that brief process, you’ll be able to get the money from your loan that same day. When all is said and done, you’ll be amazed at how fast it all happened and how quickly you got the money.
No Credit Report Required
With traditional loans, lenders tend to be sticklers for a person’s credit report and financial history. If you have poor credit or made some bad financial decisions in the past, it could have an impact on how much money you’re able to get in a loan. Bad credit could also cause your loan to be accompanied by a high-interest rate, which certainly won’t help your financial situation.
On the contrary, your credit score won’t factor in at all when applying for an auto title loan. All that matters is that your car has value and you have a way to pay back the loan. That’s all it takes to get a car title loan, making it an ideal way to take out a loan if you fear that your credit score is going to be a problem when applying for a traditional loan.
How Quick Cash Funding Can Help
Getting You the Money You Need
If you need money as soon as possible, we want Quick Cash Funding in Kearny Mesa, San Diego or any of other locations through California to be the first place you go. We promise to do everything we can to get you the money you need. How much you’ll be able to receive will depend on the value of your car and your ability to pay back the loan. However, we typically give our customers anywhere between $2,600 and $50,000. Your credit score doesn’t mean anything to us. We’re only going to consider the value of your car and how you’ll be able to pay us back. As long as that stuff checks out, we’ll be happy to grant you a car title loan and show you the money!
All You Have to Do Is Ask
Our staff members in Kearny Mesa, San Diego and throughout our California offices understand that some people have trepidation when applying for loans. You might think that if you haven’t fully paid off your car from when you first bought it that you can’t take out a car title loan. But that’s not always the case. If you still owe on the car, we may be able to pay off the remaining balance so that the title can then be used as collateral. We encourage you to come to our Kearny Mesa office and speak to someone about your situation. At Quick Cash Funding, we want to figure out a way to help you. To make that happen, all you have to do is ask.
Multiple Application Methods
If it’s convenient for you to stop by our Kearny Mesa, San Diego office or one of our other locations in the state of California, our professional team members would love to sit down and talk to you about a car title loan. That way, we can answer any questions you have during the application process. If it’s more convenient for you, our staff will also be happy to get the process started over the phone. In fact, we can even pre-approve you for a car title loan over the phone.
Of course, you can just as easily fill out a loan application on our website and send it to us that way. That form shouldn’t take more than three minutes to fill out and our modern SSL encryption security will ensure that any information you submit on the application stays protected. We also have a fax machine at our Kearny Mesa, San Diego office. You can just download the application, fill it out at your convenience and fax it to us. No matter how you prefer to submit your loan application, we’ll get it processed and approved as quickly as possible.
Part of the benefit of a car title loan is getting a fast answer and getting your cash right away, and Quick Cash Funding is no different. We’ll evaluate your situation and give you a free quote in minutes, not days. If you like our offer, just exchange your car’s title for the money you need. Typically, all of this happens in less than an hour. Then you can drive away from our Kearny Mesa, San Diego office in your car, holding your money.
We’ll Be Patient
As you may know, banks like to play games when it comes to interest rates and payback plans. At Quick Cash Funding, we’re not about playing games. We give you a straightforward payment plan, up to 36 months to pay back the loan, and we always give you 30 days to sort out your finances before your first payment is due. And if you find yourself in the position to be able to pay back the loan early, that’s great too. Let’s work together to find the best plan.
We Value Customer Service
Quick Cash Funding has been in this business for 20 years, and we know the best way to continue exceeding our customers’ expectations and maintain our superb reputation is to treat people the right way. That’s why our Kearny Mesa, San Diego office, as well as all of our offices throughout California, are full of friendly professionals who treat all of our customers with the respect they deserve. We respect the fact that each client is an individual, work to understand each unique situation and make sure your hopes are met in every way we can.