Title Loans FAQ (Frequently Asked Questions)
What is an auto title loan?
In the case of an auto title loan, the title of your vehicle is used as collateral to secure the loan.
How much money can I borrow?
You can borrow anywhere from $2,600 to $50,000 depending on the wholesale value of your car and your ability to repay the loan.
How much does my car have to be worth to get a loan?
Your car must have a wholesale value of at least $3,000 in order to qualify for an auto title loan. You can submit your application or simply give us a call and we will gladly help you determine how much you can get.
Does my car need to be paid off?
Not necessarily. In some cases, we can pay off the existing balance on your car. Call us to find out how we can help you.
Can I be on disability or retirement?
Yes, we just need proof that you receive enough regular income so that you can make your monthly payments.
How long does it take to get a loan?
We can issue your loan in half an hour or less! This depends on the completeness of your application and additional documents that you provide.
How do I apply for a loan?
There are 4 ways you can apply for an auto title loan:
1. Fill out and submit our online application
2. Download our auto title loans PDF application, fill out and fax it to one of our offices
3. Call one of our friendly staff at our toll-free number, 866-843-CASH
4. Fill out application at any one of our offices.
What documentation do I need to provide?
You will need to provide the following:
1. Copy of driver license
2. certificate of title or lien satisfied/lien release
3. evidence of insurance for your vehicle
4. current proof of residence: utility bill in your name that verifies your home address
5. current proof of income: paystub or bank statements
6. 3 references
Do I need to provide an extra set of keys?
No, unlike many other companies we do not require you to give us a set of your keys.
Will I be penalized for paying my loan early?
No, there is no pre-payment penalty. We give you 36 months to give you the time you need to fulfill the contract, however, you may pay off the loan at any time.
I have bad credit. Can I still get a loan?
Yes, you can still get a loan from Quick Cash Funding even if you have bad credit. Loan approval is largely dependent on the wholesale value of your car and your ability to repay the loan.
How secure is my information?
The security of your information is very important to us. We use a Secure Sockets Layers (SSL) encryption to protect the transmission of your information on the web and comply with all federal and state laws to protect your privacy.
When will my first payment be due?
We give you a full 30 days before your first payment is due.